Sample solutions: 
The user name:
-  shows that you are allowed to use the CDF computers
 -  identifies you for tracking purposes, such as the 'from' field in e-mail
messages you send
 -  is paired with a personal "home directory" for your files and all
system and application program settings.
 
Having a user name keeps these things separate for separate people.
The password prevents other people from impersonating you for these purposes.
[These are the purposes of these items; the purposes are not
necessarily always achieved (e.g. if someone else guesses your password).]
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